Home Loans For All Blog
Mortgage and Real Estate News: Compare Mortgage Rates and LendersBad Credit Home Loans and How To Get Approved
The prospect of searching for a loan when you have bad credit can cause people a lot of anxiety. You may think that because of your poor credit history, no bank would ever lend you the money. So why even apply? Well, what if we told you that regardless of your credit...
read moreSan Diego California Home Loans For All – Robert Lekven
San Diego California Home Loans For All C2 Financial - Mortgage & Refinance San Diego, CA 7247 Margerum Ave San Diego, CA 92120 Contact Today! Click Here Specialties Refinance and Purchase Loans FHA/VA Loans Reverse Mortgages Investment Loans Bad Credit Home Loans...
read moreFlorida Housing Assistance For Single Mothers
Buying a home isn’t easy for anyone, but you know what makes it even harder? Trying to buy a home as a single mother. Studies have shown that being a mom is an amount of work equivalent to two and a half full-time jobs, and adding the stress of trying to buy a home on...
read moreFirst Responder Home Loans SC | SC Housing for First Responders
South Carolina is a wonderful place to live. Beautiful coastline, elegant landscapes - and of course, great barbecue. Everyone who lives in this beautiful state deserves to live in a permanent home of their own, but with no assistance programs for first responders...
read moreHome Loans For Nurses In Florida (Nurse Houses In Florida 2020)
Buying a home is a stressful part of anyone’s life. That stress only becomes worse when you already have a stressful job, to begin with - for example, being a nurse tasked with saving patients’ lives in Florida. Since the state of Florida doesn’t provide any specific...
read moreLow Income Housing In Los Angeles For Single Mothers
Finding low income housing in Los Angeles can feel like an impossible task. Finding low income housing in Los Angeles for single mothers? Even harder. The home buying process is difficult enough even when you’re not trying to raise a family alone on top of that....
read moreOhio Heroes Program For First Responders (OH Mortgage 2018)
If you’re looking for Ohio home loans for first responders, there are many excellent options available. VA loans, though not available to all first responders, are some of the cheapest around. USDA mortgages offer those outside of the big cities a chance to waive the...
read moreNurse Home Loans Michigan (Home loans for nurses in MI 2018)
Buying a home is a stressful part of anyone’s life. You have to find a property you like, save up for the down payment, get approved for the loan. It’s a lot of work that becomes a lot more work when you’re also balancing a nursing job with everything else. Unlike...
read moreIllinois Home Loans For Single Mothers (2018)
Looking for Illinois home loans for single mothers can sometimes feel frustrating. Heck, looking for home loans in any situation can be frustrating. You have to find the perfect house, shop around to find a lender who’ll give you good terms, and navigate the...
read moreFirst responder home loans in Georgia (GA Hero Loans In 2018)
Many states have special programs in place to help paramedics, police officers, EMTs, firefighters, and/or certified first responders find homes. Sadly, Georgia is not one of them. We understand that without this kind of help it can be difficult to find a mortgage -...
read moreHome Loans For Single Mothers In Texas | Home Loans For All
There’s no denying that finding a home is a difficult task. Simply finding a good property for sale is hard enough. Then there’s the long process of applying for a mortgage and the expense of all the initial payments and fees. Get Help Pre Qualifying for a Texas...
read moreSC Home Loans For Single Moms (Mortgage Resources For 2018)
There’s no denying that finding a home in South Carolina can often be a difficult task. If you’re looking for a conventional mortgage, you have to start saving up for the down payment well in advance. You have to spend a lot of time shopping around for lenders who are...
read moreCalifornia Teacher Home Loans with No Money Down (2018)
Looking for California teacher home loans with no money down? At Home Loans For All, we can help you find what you need. The state of California has a number of programs that are useful for teachers and other professionals who are looking for a permanent place to...
read moreIndiana First Responder Mortgages (2018) | Home Loans For All
A lot of states offer home loan programs specifically for certified first responders, but unfortunately, Indiana is not such a state. Fortunately, there are many great Indiana mortgages available if you know where to look. In this article, we’ll go over some of the...
read moreHome Help for Single Mothers in Ohio
We know that being a single mother can come with a lot of challenges. And every single mom deserves to face those challenges in a safe and secure place that they can call their own. No matter what your situation is - no matter if you have low income, bad credit, or...
read moreFirst responder home loans in Florida (2018)
Are you looking for the best first responder home loans in Florida? Are you a paramedic, police officer, EMT, firefighter, or certified first responder who finds yourself asking how to buy a house in Florida with no money down? We can get you the help you need today...
read moreLow Income Housing In Michigan For Single Mothers
It can be difficult to find a good home when you can’t meet the income requirements. And it’s even harder for single mothers, who have to worry about taking care of their children. We want to help make the process of finding low income housing in Michigan for single...
read moreHome Loans For Bad Credit By City
Finding a home with bad credit can often feel like a big challenge. We've compiled dozens of resources on the topic to help you find the best bad credit home loans in the country, from FHA loans to VA loans and non-government programs. We've covered where to find home...
read moreHome Loans For Bad Credit By State
We've written a lot about how to find bad credit home loans on this website. Government programs like the FHA and VA loan programs often come with minimal or non-existent credit requirements and low down payments, making them ideal for first time home buyers. If you...
read moreBad Credit Mortgage San Diego
Ah, San Diego. The birthplace of California! There’s a lot to love about this beautiful city (even if the traffic isn’t one of them) and it’s a great place to buy a home and raise a family. But what if you have bad credit? Anyone whose score is below 650 knows the...
read moreBad Credit Home Loans San Jose
Who wouldn’t want to own a house in California, especially in beautiful San Jose? Well, we all know how that goes, right? High cost of living, lack of affordable housing - especially if you have bad credit, the dream of home ownership in this state can feel like...
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4 Main Types of Mortgages Available In the Market Today
Types of Mortgages Explained One of the commonly asked questions by new home buyers is “what are the various types of mortgages available in Canada?” If you have the same question in mind, then you have come to the right place for answers. As...
read more5 First Time Home Buyer Loan Mistakes to Avoid
Common Mistakes Made by First-Time Home Buyers You can avoid the cycle of making the same mistake when taking a first time home buyer loan that your forefathers made when they first bought a house if you follow an expert’s advice. Before you fulfill your dream...
read moreBad Credit Home Loans In New York State
Home ownership is something we all want, but applying for a loan is often difficult and disheartening, especially when you have bad credit. That’s why today we’re going to be looking at some of the best bad credit home loans in New York state - programs you can apply...
read moreEverything You Need to Know Before You Apply for Home Loan
The Best Guide on How to Apply For a Home Loan When Cecile wanted to buy a home for her first time in Canada, she faced a big dilemma. Should she get a small house in Nepean, her favorite area in West Ottawa; or buy a cheap but spacious home in Thunder Bay, Ontario?...
read moreApproximately How Long Does it Take to Pay Off the Mortgage?
Making sacrifices to pay off a mortgage Who said that making the stipulated monthly payments is the only way to pay the mortgage? If you can save money every day to achieve your home ownership goals, you are more likely to clear your mortgage faster than you though....
read moreBenefits of Paying Off Your Mortgage
What are your reasons for paying off the mortgage early? Being a homeowner comes with tons of responsibilities and benefits. I bet you cannot compare the freedom and comfort of living under your own roof to anything else. However, the process of getting rid of the...
read moreCan I Rely on My Mortgage Consultant For a Great Mortgage?
How exactly does a mortgage consultant help? Working with a specialized mortgage consultant is warranted since you will be walked through various lenders and mortgage rates. This will help you to choose a rate that fits into your particular financial situation....
read moreFirst-Time Home Buyers: How to Get a Bank Loan for a House?
How To Find A Bank Loan For House As A First-Time Home buyer Buying your very first home with no money from a previous house? You must be stressed by the deadlines and research for viable mortgage lenders. You can relieve yourself of an overwhelming headache if you...
read moreHome Loan Comparison: How to Get the Best Rates
It has never being easy to buy a home. The situation is made worse by the fact that there are various factors affecting the mortgage repayment. These include the type of mortgage, credit score, and the down payment. When using an agent in real estate, you might be...
read moreHow to Compare Online Home Loans
Online home loan comparison rate explained Every home buyer, whether seasoned or a first-time investor, needs to find the best mortgage deals in the market. A home loan comparison rate tool enables home buyers to determine the real cost of the mortgage. It combines...
read moreHow to Pay Off Your Mortgage Faster: 7 Helpful Tips
Every homeowner has one goal; to finish up paying for their mortgage. According to recent statistics, around 85 to 90% of home buyers opt for a mortgage of 30 years. This can be a long time to repay a debt and its interest. The good news is that there are some...
read moreShould You Use an Online Mortgage Broker?
Finding a trustworthy online mortgage broker Just like there are many types of mortgage lenders, so are the mortgage brokers. The most important thing is to determine the type of home loan that suits your needs. The source and method of securing finances to buy a home...
read moreThe Pros and Cons of Buying a House with No Down Payment
Buying a house with no down payment I often meet people who are so eager to buy a home but their biggest problem is lack of a down payment. This leaves them so frustrated while watching other Canadians build their home equity. Normally, banking institutions don’t like...
read moreWhat Does a Mortgage Broker Do For Me?
Why you need a mortgage broker You have been searching for a house and finally found your dream home. The next thing you want is to find the right mortgage and get those keys. One of the easiest ways to do this is working with a mortgage broker to guide you through...
read moreWhat does it Mean to Remortgage a House?
House remortgaging This is the process of switching the prevailing mortgage to another deal with the existing provider or another lender. It doesn’t mean that you are moving house. Rather, the new mortgage deal will still be secured by the same home. If you want a new...
read moreWhat is an Interest Only Mortgage? Pros and Cons
If you are trying to make a decision on whether to take a mortgage or not, one of the key decisions that you will need to make is on whether to take the mortgage on an interest-only basis or a repayment basis. If you are getting a mortgage that has higher interest,...
read moreWhat’s an Ideal Debt-to-Income Ratio for a Mortgage?
Defining debt to income ratio for mortgage The debt to income ratio refers to the total monthly debt payments relative to the gross monthly pay. It is one of the most crucial factors that mortgage lenders use to analyze your creditworthiness when applying for a home...
read moreBad Credit Home Loans Colorado
Having bad credit can seem like a death sentence for the goal of home ownership. Fortunately, that doesn’t have to be the case as there are many programs that help people secure bad credit home loans in Colorado. These programs range from federal loans, to local...
read moreHUD Good Neighbor Next Door Program
Have you heard of the HUD Good Neighbor Next Door program? People who qualify are extremely excited about the potential savings that this program represents for their families. With discounts as high as fifty percent on eligible properties, you might just be able to...
read moreBad Credit Home Loans in Illinois
Everyone dreams of owning a home, but if you have bad credit, that dream can sometimes feel like a nightmare. It’s easy to get discouraged, but you shouldn’t, because there are plenty of ways to get a home loan in Illinois even with bad credit. The first thing you...
read moreMinimum FHA Credit Score Requirements – 500 – 600 Range Approval Process
Finding an FHA loan with around a 500 credit score is a challenge! In this article, we'll show you how you can utilize your credit score even around the 500 level to get the loan you want. Let us help you get prequalified. You're going to learn: What is the minimum...
read moreVA Loan Benefits – Maximize Your Benefit in 2018
Veterans and service members who are looking to purchase a home in 2018 will be excited to learn about all of the great VA loan benefits. This government program offers a wide array of advantageous features that could make home ownership a more likely possibility for...
read moreWhat You Need to Know About Buying a HUD Home
Buying a HUD home can be a dream come true for many prospective buyers who want to find a fantastic bargain on their next house. These properties are often sold at significant discounts because they are the product of a foreclosure. While this doesn’t necessarily mean...
read moreFHA Loans in Oregon – Loan Limits and Requirements
Buying a home can be confusing and scary process with an endless list of items to do. Of all the pieces that go into buying a home, none is quite like the mortgage. With a range of different mortgage options, it can be difficult to decide which option is best. One...
read moreVA Appraisals: How-to Secure Your VA Home Loan
In order to officially secure financing on your next home purchase with the VA financing, you will need to obtain a VA Appraisal. This tool is used to determine the fair market value of the home you intend to buy. In turn, this helps both the buyer and the lender to...
read moreVA Loan in Missouri – Loan Limits and Eligibility
What is a Missouri VA loan? Applying for a VA loan in Missouri often has the most favorable terms and conditions. In fact, this program has the potential to save Missouri homeowners thousands of dollars. Navigating through all of the financing options available for...
read moreHow Can I Lower My Homeowners Insurance?
Every homeowner who maintains a mortgage is required to keep a valid homeowners insurance policy on their property. Even once the financing portion of homeownership is finished, it’s still highly recommended that you keep a policy open to protect your most valuable...
read moreFHA Loans: The Loan First-Time Home Buyers Love
FHA Loans Federal Housing Administration insures FHA Home Loans mortgages. It has lower underwriting standards, low rates as compared to the conventional ones and low down payment rates of 3.5%. In addition, FHA borrowers are saved by mortgage insurance, which is a...
read moreFirst Time Home Buyers with Bad Credit: What You Should Do First!
You eagerly await the day that someone presses those metal house keys that signify home ownership into your hand, but it seems like a distant reality if you have bad credit. A lower than average credit score can seriously hinder your ability to purchase a home in the...
read moreHow Much Does It Cost to Build a House
How much does it cost to build a house? What all expenses will I run into when doing a new construction build? These are common questions revolving in minds of people wondering how much does it cost to build a house. A detailed discussion on the subject is given...
read moreBuying a Home if You’re Disabled
Buying a home if you’re disabled can seem like a difficult or even an impossible goal. The home buying process is already daunting, and adding extra requirements such as location or accessibility only further complicates the process. Fortunately, there a multitude of...
read moreU.S Homeowners: Tax Benefits and Deductions For You!
Owning your own home is truly awesome and it's very beneficial too. I say this for one good reason and that reason is the tax benefits. Paying your taxes may seem like a real pain but for anyone who owns a home, paying your taxes is less painful because it can save...
read moreBad Credit Home Loans Baltimore
If you have poor credit, you may feel like your dreams of homeownership are only possible in a very distant reality. You may be tempted to feel discouraged by the lack of available options, but you should know that there are plenty of Bad Credit Home Loans in...
read moreHomeowners Insurance for Veterans
Homeowner’s insurance for veterans is the simplest way to protect service members property in the event of a disaster. Most homeowners will never see a disaster such as a fire or a flood coming their way. Even break-ins are unanticipated events that can rack up...
read moreHome Loans for Bad Credit in Ohio
Have you always wanted to pull up to a house at the end of the day, proud of the fact that it belongs to you? Bad credit can put your dreams of homeownership on the back burner for years. Fortunately, you can find plenty of home loans for bad credit in Ohio. You have...
read moreVA Loans in Pennsylvania – Benefits, Eligibility in PA
What are VA Loans in Pennsylvania? When you’re attempting to purchase a new home in Pennsylvania, you want to ensure that you’re getting the best possible deal. For many individuals and families, Pennsylvania VA loans quickly appear to offer the most favorable terms...
read moreVA Loans in Texas – Benefits, Eligibility in TX
What is a VA Loan? If you’re considering a VA Home Loan in Texas, you will want to make sure you know all of the details regarding the Texas VA loan limits, benefits, and eligibility criteria. For those who qualify, a Texas VA Loan often comes with the most favorable...
read moreFHA Streamline Refinance
The FHA streamline refinance program helps current FHA homeowners lower their rate and payment without most of the traditional refinance documentation. FHA recently lowered its mortgage insurance premiums by 0.50%. Most borrowers can now drop their interest rate...
read morePros and Cons of FHA Loans
FHA loans are popular option for first time home buyers. They offer a slew of benefits, and make home buying affordable for many aspiring homeowners. While they certainly have a wide range of benefits, it’s also important to understand the drawbacks of an FHA loan....
read moreFHA Approved Condos
Many homeowners love the idea of having a maintenance-free property with all of the amenities found in an apartment complex. Condominiums are an excellent way to combine the best of both worlds, but can you buy a condo with an FHA loan? You can definitely take...
read moreWhich VA Refinance Option Works Best for You?
Eligible service members and veterans will want to know about the advantageous program offered with VA refinance loans. While many may be aware of the benefits associated with the more conventional VA mortgages, a refinance loan can be equally beneficial for the right...
read moreBad Credit Home Loans in Georgia
Do you dream of the day when you’ll finally have a house of your very own? If you need one of the elusive bad credit home loans in Georgia to make your dream into a reality, you might need to pay attention. Homeownership is more accessible to individuals with bad...
read moreNew Jersey VA Loan – Loan Limits & Requirements
What is a VA Loan? New Jersey homeowners who want the best possible terms on their mortgage often select VA loans over other available financing options. This is one of the most favorable programs available. You should be sure to educate yourself on the major savings...
read moreHUD Homes: What Types of Property Qualify and What are the Benefits?
A lot people are interested in getting the best possible deal on the purchase of a new property which leads them to consider; "What is a HUD home?" It’s imperative to know all of the ins and outs when it comes to what these properties are and how to go about buying a...
read moreVA Loan Eligibility Requirements in 2018
Applying for the beneficial VA home loan program comes with its own set of specific VA loan requirements and criteria for both the buyer and the seller. Both parties should be well informed about what to expect throughout the process to equip you to make better...
read more7 Home Loan Options for Single Mothers
Being a single mother is not easy, trying to raise a child, work, and keep up with all the duties of daily life can be overwhelming. With all that stress and work in life, the dream for many single mothers of owning their own home can seem out of reach. Luckily, there...
read moreWhy Did My VA Appraisal Fail?
Purchasing a new home with a VA loan requires your home to pass the appraisal process instead of falling victim to some of the common VA appraisal problems. Unfortunately, not every property will be able to adhere to the stringent guidelines set out by the program....
read moreFHA Loans Illinois – Mortgage Information For Your IL FHA Loan in 2020
There are a lot of great reasons to own a home. It’s a long-term investment in your future. It’s an asset that can become more valuable over time. And you have the security and pride that can only come from owning your own property. But as we all know, owning a home...
read moreFHA Loans in New York – Mortgage Information For Your NY FHA Loan
One thing everyone wants to do is own a home. It’s a symbol of security and status, something that makes us feel like we’ve “made it.” And in a more practical sense, a home is a long-term investment - an asset whose value can appreciate over time and pay big dividends...
read moreFHA Loans New Jersey – Mortgage Information For Your NJ FHA Loan
Owning a home gives you a sense of security and stability you just can’t get from renting an apartment or a duplex. You’re not beholden to anyone - you can keep pets, paint the walls pink, play your music as loud as you want. It’s the best place to raise a family -...
read moreFannie Mae Self Employed Guidelines
Being Self Employed while seeking to borrow through the Fannie Mae lending system is an incredibly complicated process! This article will help you understand and navigate through the guidelines surrounding being self-employed and applying for Fannie Mae. We will also...
read moreWhat You Need to Know About Mortgages After Filing for Bankruptcy
Can you really have a mortgage after bankruptcy? People who have declared bankruptcy often wonder if it is still possible for them to obtain a mortgage in the future. Fortunately, the answer is a resounding yes! Many families are still eligible to receive a new...
read moreHUD Dollar Homes: Understanding the Dollar Homes Program
Many people have heard of the HUD Dollar Homes program and are understandably interested in what it could mean for them. After all, everyone wants to find a bargain on the home of their dreams. This program is run by the Department of Housing and Urban Development...
read moreFHA Loans Pennsylvania Limits & Help for Your Loan
Prospective homebuyers in the Keystone State are eager to get the best possible deal on their Pennsylvania mortgage loans. Purchasing a new home, whether it’s your first one or your fifth, is a long-term investment that can pay dividends in the future. You have the...
read moreVA Approved Homes: What Property Types are Eligible?
Selecting VA approved homes is relatively simple when you know which properties are eligible. The financing that you can obtain through this program is extremely beneficial and can save you thousands of dollars. Of course, you may only want to consider using this...
read moreAn FHA Loan in Missouri – Mortgage Information For Your MO FHA Loan 2020
An FHA loan in Missouri is one mortgage option that "Show Me State" residents find appealing in a variety of ways. Most of us want to someday own a home, and all of us want to get the best possible deal on our mortgages. Homes are a big investment, but often a...
read moreVA Certificate of Eligibility: Am I Eligible and How Do I Get My COE?
What is the VA Certificate of Eligibility? The VA Certificate of Eligibility is proof to your lender that you meet the criteria to receive the backing from the Department of Veterans Affairs. You must meet certain service requirements regarding the length of time you...
read moreWhat Do I Do When I Can’t Pay My Mortgage?
When you sit down to sign the paperwork on your new home, most people are ecstatic to begin their journey as homeowners. The excitement is almost palpable regardless of whether it’s your first house or your fiftieth. Unforbanktunately, life circumstances can sometimes...
read moreLike Saving Money? Consider A VA Streamline Refinance Loan
VA Streamline Refinance For those who already have a VA loan, there is now the VA Interest Rate Reduction Refinance Loan (IRRRL) which can lower your mortgage rate with very little paperwork and documentation. It is also known as the VA Streamline Refinance. The IRRRL...
read moreFlorida VA Loan: Loan Limits and Requirements for 2020
What is a Florida VA Loan? Obtaining a Florida VA Loan can mean substantial savings when you purchase your next home. If you’ve spent any time researching mortgages, you likely know that not all loan programs are created equal. Military Mortgages have much more...
read moreVA Cash Out Refinance
VA Cash Out Refinance Loans When it comes to needing extra money quickly, many veterans will want to consider turning to VA cash out refinance loans. This refinancing option allows you to take advantage of equity built up in your home in order to make improvements to...
read moreFannie Mae HomePath Mortgage: How To Get Approved
Getting approval through the Fannie Mae Homepath program can be overwhelming! People that succeed with the Fannie Mae Homepath do two things well: 1. Make sure they understand the guidelines and meet the qualifications. 2. Get help from professionals who understand...
read moreBad Credit Home Loans and How To Get Approved
The prospect of searching for a loan when you have bad credit can cause people a lot of anxiety. You may think that because of your poor credit history, no bank would ever lend you the money? Well, what if I told you that regardless of your credit history, many...
read moreRenting vs Buying: What to Do After College
You have recently graduated from college and are ready to actualize the American dream. As you make the all-important transition from college life to adult life, you are facing a dilemma: Is it time to become a first time home buyer and buy your first home or should...
read moreHow To Buy A House With Bad Credit in 8 Easy Steps
The credit score you have will tell you whether you are a successful applicant for a mortgage loan or not. It’s a number that determines your riskiness of paying back what you owe to the lenders plus your credit score determines your mortgage interest rate. If you are...
read moreWhat Credit Score Is Needed To Buy A House
Not everyone can afford to buy a house paying cash upfront which is why people need to know their credit score. The reason why that’s important is that credit score makes you qualify (or not) for a loan and it shapes the interest rate you’ll end up paying. Here we'll...
read more10 Ways to Lower Your Mortgage Refinance Rate
Trying to decide if you should refinance your home? Are you looking for the best mortgage refinance rate? Hoping to get a lower mortgage refinance rate? These words can be scary for some people who haven’t refinanced before. It can also be a tricky process to find the...
read moreWorking With A Mortgage Broker. Can It Save You Money?
As one of the major steps in life, buying a home is a dream for many. If you’re in the process of arranging a mortgage to purchase a house, you can typically follow two paths. You can either work directly with a lending institution such as a bank, or explore working...
read moreThe Right Time to Buy a Second Home
Have you been asking yourself if now is the right time to buy a second home? Maybe you spotted the perfect vacation house in Tahoe and you are hesitant to take the plunge and finally make it happen. You can argue yourself in circles trying to come up with the perfect...
read moreBenefits of Working with Private Money Lenders
Real estate investments offer plenty of benefits, and taking the right steps can lead to lucrative profitability. Unfortunately, real estate investments aren’t always as straightforward as they seem, and buying real estate property can be a daunting challenge. One of...
read moreShould An FHA Mortgage Be Your Home-Buying Option?
Today the average person has many options when it comes to lending funds to buy a new house. One, the FHA mortgage, has been around the longest and is the most used one since 1934, but here we will go through all your options when it comes to obtaining the means to...
read moreHow To Successfully Apply For A Mortgage While Self-Employed
Being your own boss gives you a feeling of freedom unlike any other 9 to 5 job, however being responsible for your future affects many areas of your life. One being owning your own house. While it’s also a thing that gives you a sense of freedom and happiness – being...
read moreFHA 203K Mortgage Guide: Construction & Remodeling Mortgage
Home remodeling can at times be as demanding as buying a new house altogether. It’s a great experience and you’ll love the end result, but there are however things to consider, and details to pay attention to. This being said, financing shouldn’t be one of the...
read moreHow to Catch the Eye of Potential Renters
Real estate can be a solid investment, but just having a property up for grabs does not guarantee you high-quality tenants. You have to know and understand market demands, and you have to learn how to present your rental property in the most attractive light. Here are...
read moreHARP 2018 – HARP Program Now Extended
The FHFA’s (Federal Housing Finance Agency) Home Affordable Refinance Program was scheduled to end next month. September 30th to be exact. Fortunately for many homeowners that isn’t the case anymore. Introducing HARP 2018 The FHFA made an announcement on Thursday...
read moreGetting Your Mortgage Approved: What Loan Officers Look At
There are tons of tips out there on how you can improve your chances of getting your mortgage approved. And it’s no surprise, either. Buying or selling a house can be a stressful time, especially for first-time home buyers, and the thought of your mortgage application...
read more6 Tips To Fix Your Credit When Buying A Home
Before the last housing bust, it was easy to secure a mortgage loan with bad credit. This has been blamed for much of what blew our economy to smithereens. To avoid the next financial disaster, banks are taking the time to thoroughly check your credit when you apply....
read moreTips To Pay Off Your Mortgage Early
When you take out a mortgage, you’re in it for the long haul – traditional home loans usually take decades to pay off, and a smart home buying budget incorporates mortgage payments and long-term interest into the cost of home ownership. But what if you could pay off...
read moreTips For Selling Your Home Fast
“I need to sell my house fast” – this is an overwhelming thought that troubles many homeowners. If you too belong to this league, perhaps you know how frustrating it is to wait for days for the perfect buyer to come along and make you a great offer. It can become even...
read moreFHA Loans vs Conventional Loans: Pros and Cons
Buying a home can be an emotional roller coaster. Credit scores and unexpected financial situations can create a rocky process while trying to get that pre-approval. So, with this article, we try to tame the roller coaster by helping you pick out the best loan for...
read moreRealistic Ways to Consolidate Debt: Loans and More
Consumer debt is a financial concern for millions of Americans, with the average credit card balance coming in at just under $6,000. Although debt can be used as a means to an end when financial emergencies arise, the cost of carrying debt for an extended period of...
read moreRenewable Energy: A Smart Investment?
Renewable energy plays a key role towards the goal of a low-carbon economy. A low carbon economy, or a decarbonized economy, is one where the consumption of fossil fuels is decreased significantly or, ideally, completely abolished. With that, the main goal is to cut...
read moreWrite The Best Property Listing: How To Guide
It's time to put another property on the market again, and sooner rather than later find the best tenants to take it over. That means you're going to need a new eye-catching property listing. Not sure where to start? Not to worry. This guide shows you the best way to...
read moreHow To Compare Mortgage Rates
How to Shop for and Compare Mortgage Rates Buying a home is a big deal and when you are ready to make that move you want to make sure that you are getting the best mortgage rate possible. A great way to do this is to compare mortgage rates and to get the best...
read more7 Reasons Real Estate Investing Is Still a Smart Idea
Real estate investing has been one of the most preferred sectors for investment for a long time. While a plethora of various other lucrative investment opportunities exist in the market, it’s hard to beat the reassurance that real estate investment offers. Remember...
read moreHow to Find the Right Home for Your Needs: 5 Questions to Ask
Buying the perfect home is the goal for almost every home buyer, especially if the home they are buying is one in which they plan to live for several years. But sometimes the buyer's happy ending never really materializes because the house that seemed good for them...
read more10 Tips For Refinancing Your Mortgage: Home Loan Refinance
Refinancing a home is something many homeowners think about but never actually pull the trigger on. If you’ve been sitting back, waiting on the sidelines for the perfect time and opportunity to refinance your current mortgage/home loan, think of right now as being...
read moreFinal Walk Through: What To Expect
Buying a home is an exciting and monumental time of your life. Especially for first time home buyers. It’s also a huge investment and responsibility. You want to make sure you’ve gone through every step carefully, twice. It’s crucial to ask the right questions and be...
read moreHomeowners Insurance and Such: What You Forgot To Think About
Buying your dream home is one of the best feelings in the world. The idea of owning a piece of property that’s everything you imagined as a young adult creates a true sense of accomplishment. It’s something that be taken lightly, and in the world of risk management,...
read moreWhen Is It Time To Refinance Your Mortgage
You made some really big purchases throughout your life – like your first car, a college education, or that fancy jewelry you always wanted. But none will be so heart-rending, stable and financially steep as buying your first house, your first mortgage. And as a...
read moreTop 5 Things to Know About Getting a Mortgage
Mortgages: Common But Complicated A mortgage can be an important piece of our lives. There’s a lot of money involved, and often, a lot of dreams attached to it. As easy as defining a mortgage is, it’s still a complicated process. The following items will take you a...
read moreHARP Loan Program 2017 Guidelines
The Home Affordable Refinance program, (HARP) was initiated in March of 2009 by president Obama’s administration. The program was created to allow underwater borrowers to refinance their mortgages. Underwater homeowners are those whose mortgage balances exceed their...
read moreFHA Streamline Refinance Guidelines 2017
The FHA Streamline is a mortgage option available to people who have existing FHA loans. The purpose, as the name suggests, is to help homeowners service the existing FHA mortgage. It comes in handy as it has flexed restrictions and is an advantage to the FHA...
read more5 Reasons Now Is The Best Time To Buy a Home
The other day, a friend reached out to me and asked if I thought now was a good time to buy a home. I explained that now is the BEST time to buy a home. Matter of fact, the best time to buy a home is always NOW. When most people think about homeownership, they think...
read moreA Letter From a Young Loan Officer to a Young Home Buyer
Dear Young Home Buyer, A few weeks back, I posted a quick little video on Facebook promoting a home loan program for First Time Home Buyers. A number of people commented, and many of them went like this: “My husband and I would love to stop renting, but home ownership...
read moreHow To Get A Better Mortgage Rate Quote
Are you one of those Americans that is tired of renting your home from a landlord who may or may not have your best interests at heart? Well, you are not alone in that way of thinking. Millions of Americans dream of owning their own home. It's no surprise that anyone...
read moreGet Pre-Approved for a Mortgage: How It Works
If you are reading this article chances are you're looking to get pre-approved for a mortgage loan. When you are purchasing a home, you need to go through a lot of steps before you can settle down into your new pad. There are a few different almost foreign terms that...
read moreUSDA Loans vs FHA Loans
Mortgages are easier to obtain for some people than others. For some people, alternatives like USDA loans and FHA loans are the best way for them to achieve their goals of becoming a homeowner. Each of these options brings their own benefits and downsides, which...
read moreTips For First Time Home Buyers
If you are about to buy your first house, make sure you know what you are doing and that you don’t get caught up in a rookie mistake. There are a lot of things to consider when buying a home, both financially and personally. It is not as simple as one may think. As...
read moreRaise Your Credit Score Today With 5 Easy Steps
Your credit score can really hurt your chances of getting a home. It may not be the whole picture with regards to what your finances actually look like but it is something that lenders look at when reviewing you for a mortgage. Even if you pay all your bills on time...
read more7 Mortgages with Low or No Money Down Payments
When the housing crisis hit in 2007 and 2008, it was a very bleak market for people looking to sell houses, and those looking to buy, were certainly not able to get the money they would need for the down payments. It was increasingly difficult to see the light at the...
read moreHow To Get Credit Scores For The Best Mortgage Rates
When you are seeking the best possible rate for your mortgage, your credit score takes on an added level of importance. Your credit score and your credit report are the two main tools that are used to decide your mortgage rate and failure to remain up to date can...
read more6 Tips For Getting A Mortgage With Student Loan Debt
So you're ready to buy a house; whether you are looking to settle down, have growing family, or you are simply tried of renting then it's time to develop a strategy. Buying a house is not always an easy road to take when you are burdened with student loans; however...
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