What’s The Minimum Credit Score Required For A Home Loan?

Last Updated: April 24, 2016

good credit, minimum credit score The Federal Housing Administration (FHA) requires a minimum 580 credit score to qualify for FHA 3.5% down down payment. Any potential borrowers with a 580 credit score or below will be required to put at least a 10% down payment. The FHA minimum credit score is 500 to buy or refinance a home. A good rule of thumb is to try to get your credit to at least a 620 or better. Click here to have one of our specialized lenders call you with more information.

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Loan Type

Property Type

Property Use

Property Value

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Credit Rating

Military or Veteran

Any Bankruptcy	Any Foreclosure
Bankruptcy Time	Foreclosure Time

First Time Buyer?	Purchase Time Frame
DownPayment

First Mortgage Balance	CashOut Amount
Second Mortgage	Second Mortgage Balance

Purchase Price	Any Mortgages
Purchase Year

TotalMortgageBalance

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First Name	Last Name
Birth Date
Phone Number	Email Address

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State	ZIP Code

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