San Diego California Home Loans For All

C2 Financial – Mortgage & Refinance San Diego, CA

7247 Margerum Ave
San Diego, CA 92120

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Looking For A Mortgage In San Diego?

The modern mortgage process is designed to be complicated and expensive. Refinances and mortgages can be hard to find in a big city like San Diego – and when you do find them, how do you know if you qualify? Will you be able to afford the payments? What if you have bad credit?

We are Home Loans For All, and we want to help you find a pre qualified home loan today. We partner with expert lenders and real estate agents to help you understand the home buying process and find the best loan for you. Just fill out the form below to get connected with one of our featured lenders and start finding the best home loans in San Diego.

And if you’re looking for more information on the home buying process in San Diego, don’t fret. Our article below will help you find all the information you need – backed up by authoritative sources and verified by industry experts.

Robert Levken – A Mortgage Professional

Home Loans For All is proud to feature expert lenders who have been vetted by our team of industry professionals. Our San Diego partner is Robert Levken, a licensed broker and mortgage professional with more than 25 years of experience with connecting families to great home loans at a price they can afford. Robert personally oversees and processes every step of the loan from your first meeting to the closing and shows a level of dedication to his customers that any San Diego home buyer would be lucky to take advantage of.

Robert is an expert in FHA, VA, and conventional mortgages for both refinancing and purchasing. He can help you find investment property loans at excellent rates and even helps those with bad credit navigate the home buying process so that they can get approved for a loan.

Just fill out the form below to get in touch with Robert. He will contact you as soon as he can to help you start finding your new San Diego home loan.

Want to know more about the services that Robert Levken and Home Loans For All can provide? Read on!

FHA Home Loans In California

FHA home loans – a mortgage program in which Robert Levken happens to specialize – are a type of loan program designed for first-time home buyers and those with bad credit or low income. These loans are insured by the federal government, which makes them less risky for lenders. As a result, applicants who might otherwise be rejected outright for a conventional mortgage can often get accepted for an FHA program – especially if you have an expert to walk you through the process.

The advantages of FHA mortgages include:

• Minimum credit requirements as low as 500 (and commonly around 580)
• A 3.5 percent down payment (as opposed to the 20 percent down payment more commonly required)
• Flexible debt-to-income ratio requirements
• Lower interest rates
• No income limits
• Available for first-time or returning home buyers

Learn more about FHA home loans in San Diego by reading our full article on the topic here.

VA Home Loans In California

VA home loans are a program similar to FHA loans. Though they have more benefits overall, they are also only available to current or former members of the armed services who have acquired a VA Certificate of Eligibility.

VA loans are extremely affordable and accessible. Here are the main benefits of this program:

• No minimum credit requirement
• Low to no closing cost fees
• No penalty for paying off the loan early
• No income limits
• Low interest rates
• Available for first-time or returning home buyers

You can learn more about VA home loans in San Diego by reading our full article on the topic here.

San Diego Bad Credit Home Loans

It’s easy to feel discouraged about the San Diego home buying process when you have bad credit. Since credit is usually the first thing that a lender looks at when they decide to approve or reject your mortgage application, having a less-than-stellar score can seriously affect your ability to afford the perfect home.

However, we believe in the statement implicit in our name: Home Loans For All. Everyone deserves to find a home loan they can live with, regardless of their income or credit. We’re happy to partner with agents like Robert who share our values on this matter and who are dedicated to helping those with bad credit buy a home in San Diego. Don’t give up until you’ve at least given us a call or filled out the form above!

We have a complete guide to finding bad credit home loans in San Diego which you can read here. But here are some of the main points to keep in mind:

• FHA and VA loans have low credit requirements and good interest rates
• FHA loans also allow you to submit alternative forms of credit, such as utility bill payments
• Conventional loans and USDA loans can potentially have their credit requirements underwritten by the lender
• San Diego’s SDHC has down payment assistance programs that can help you afford the larger down payments that usually come with a bad credit home loan
• You can find a co-signer
• You can find bad credit mortgage assistance in San Diego

• The Author

Mike Plambeck

Michael Plambeck, the founder and owner of Home Loans For All, bridges the gap between our content team and our industry team by being an expert in both areas. Michael is a home loan expert who has worked closely with loan officers and realtors for over four years, and who is engaged in constant continuing education to make sure that he’s up-to-date on all real estate laws and regulations.

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